Complete Bankruptcy Filing Process - 12 Steps to Success

Pre-Filing Preparation

• Step 1: Make the decision to file for bankruptcy relief
• Step 2: Collect all required financial documents
• Step 3: Complete mandatory credit counseling certificate
• Step 4: Determine Chapter 7 vs Chapter 13 eligibility

Filing and Initial Proceedings

• Step 5: Complete all required bankruptcy schedules and forms
• Step 6: File petition with court and pay filing fees
• Step 7: Automatic stay protection begins immediately
• Step 8: Receive notice of trustee assignment and meeting date

Administration and Completion

• Step 9: Attend Meeting of Creditors (341 Meeting)
• Step 10: Complete mandatory financial management course
• Step 11: Respond to any trustee or creditor requests
• Step 12: Receive discharge and achieve fresh financial start